All reports and data to verify the reliability of private and legal entities
With Risk you access various databases such as Internal Revenue Service, Registry Office CCIAA, CRIF, Experian
All the knowledge you need
Here you can find some advice to consider to approach this API. If you prefer, we provide code samples, OAS3 documentation, the ability to try the API live via the Swagger UI or import the entire collection into Postman. We also offer a Sandbox environment where you can experiment with all kinds of requests completely free of charge.
Get the token in the appropriate section before you start.
Choose the service that best suits you
The Risk API is very extensive and covers all aspects of risk management.
We can group the offered services into:
- Information on Creditworthiness
- Information on Individuals
- Information on Companies
Depending on the service you prefer, different endpoints are available described below.
Credit Score (Synchronous / Real-time)
Starting from the VAT number, you can obtain structured information on creditworthiness through its 3 endpoints:
-
/IT-creditscore-start
- "risk_score" (from GREEN to DARK RED)
-
/IT-creditscore-advanced
- "risk_score" (from GREEN to DARK RED)
- "risk_score_description" (details of the risk score)
- "rating" (from A1 positive to C3 negative)
- "risk_severity" (from 1 "low risk" to 990 "high risk")
-
/IT-creditscore-top
- "risk_score" (from GREEN to DARK RED)
- "history.risk_score" (previous monthly assessments)
- "risk_score_description" (details of the risk score)
- "rating" (from A1 positive to C3 negative)
- "history.public_rating" (previous monthly assessments)
- "operational_credit_limit" (estimated credit limit €)
- "history.operational_credit_limit" (previous monthly assessments)
- "positions" (Evaluations, descriptions and trends of the company in terms of financial, asset and financial position in a summary)
- "profiles" (Analysis of single indices of financial, asset and financial profiles in a summarized way)
Individual (Asynchronous)
Reports available in the Individual section:
- /IT-crif-persona
- /IT-patrimoniale-persona
- /IT-patrimoniale-persona-top
- /IT-report-persona
- /IT-report-persona-top
- /IT-eredi-con-accettazione
- /IT-eredi-senza-accettazione
Structured data available in the Individual section:
Company (Asynchronous)
Reports available in the Company section:
- Oas file url https://console.openapi.com/oas/en/risk.openapi.json
- Fork or import with Postman
- Production domain risk.openapi.com
- Sandbox domain test.risk.openapi.com
-
Production Scopes 26
- GET risk.openapi.com/IT-crif-persona
- POST risk.openapi.com/IT-crif-persona
- PATCH risk.openapi.com/IT-crif-persona
- GET risk.openapi.com/IT-crif-azienda
- POST risk.openapi.com/IT-crif-azienda
- PATCH risk.openapi.com/IT-crif-azienda
- POST risk.openapi.com/IT-patrimoniale-persona
- GET risk.openapi.com/IT-patrimoniale-persona
- GET risk.openapi.com/IT-patrimoniale-persona-top
- POST risk.openapi.com/IT-patrimoniale-persona-top
- GET risk.openapi.com/IT-report-persona
- POST risk.openapi.com/IT-report-persona
- GET risk.openapi.com/IT-report-persona-top
- POST risk.openapi.com/IT-report-persona-top
- GET risk.openapi.com/IT-eredi-con-accettazione
- POST risk.openapi.com/IT-eredi-con-accettazione
- GET risk.openapi.com/IT-eredi-senza-accettazione
- POST risk.openapi.com/IT-eredi-senza-accettazione
- GET risk.openapi.com/IT-report-azienda
- POST risk.openapi.com/IT-report-azienda
- GET risk.openapi.com/IT-report-azienda-top
- POST risk.openapi.com/IT-report-azienda-top
- GET risk.openapi.com/IT-verifica_cf
- GET risk.openapi.com/IT-creditscore-start
- GET risk.openapi.com/IT-creditscore-top
- GET risk.openapi.com/IT-creditscore-advanced
-
Sandbox Scopes 31
- GET test.risk.openapi.com/IT-crif-persona
- POST test.risk.openapi.com/IT-crif-persona
- PATCH test.risk.openapi.com/IT-crif-persona
- GET test.risk.openapi.com/IT-crif-azienda
- POST test.risk.openapi.com/IT-crif-azienda
- PATCH test.risk.openapi.com/IT-crif-azienda
- POST test.risk.openapi.com/IT-patrimoniale-persona
- GET test.risk.openapi.com/IT-patrimoniale-persona
- GET test.risk.openapi.com/IT-patrimoniale-persona-top
- POST test.risk.openapi.com/IT-patrimoniale-persona-top
- GET test.risk.openapi.com/IT-report-persona
- POST test.risk.openapi.com/IT-report-persona
- GET test.risk.openapi.com/IT-report-persona-top
- POST test.risk.openapi.com/IT-report-persona-top
- GET test.risk.openapi.com/IT-eredi-con-accettazione
- POST test.risk.openapi.com/IT-eredi-con-accettazione
- GET test.risk.openapi.com/IT-eredi-senza-accettazione
- POST test.risk.openapi.com/IT-eredi-senza-accettazione
- GET test.risk.openapi.com/IT-report-azienda
- POST test.risk.openapi.com/IT-report-azienda
- GET test.risk.openapi.com/IT-report-azienda-top
- POST test.risk.openapi.com/IT-report-azienda-top
- GET test.risk.openapi.com/IT-richiesta
- POST test.risk.openapi.com/IT-richiesta
- POST test.risk.openapi.com/IT-anagrafica
- POST test.risk.openapi.com/IT-telefoni
- POST test.risk.openapi.com/IT-negativita
- GET test.risk.openapi.com/IT-verifica_cf
- GET test.risk.openapi.com/IT-creditscore-start
- GET test.risk.openapi.com/IT-creditscore-advanced
- GET test.risk.openapi.com/IT-creditscore-top